748  22

   (no-load funds)     ,   
.       , -
  ,     .   
 ,      . -
  ,      , -
    (load funds),    
 (load charge)    .

       8,5%  .
,  ,    $1000  -
  ,    $85,  $915    
           .
        8,5%,    
9,3% ($85/$915)  .     -
    ,       -
.   ,       3,5%
   ,       
(low-load fundsY.

       ,   
 ,         , -
    .     
 (redemption fee),     1%    
,  ,    ,    60 . 
     ,    
   .   ,   -
 ,        , -
        
.

 ,        
(distribution fee).   J2b-J (     1940 .  -
 ,       )  
 1%    .    
         . 
   ,     .  -
  126-1       ,   
      .

     .    
   ,    . ,   
 5% ,      126-1,    
         126-1   0,5%  
      (contingent deferred sales charge), -
    .    5%,   
           
1%  ,     .  ,      
       (     -
  ).    ,  
 ,      126-1.     -
 ,          -
  126-1   1%.

 ,      
      ,   
.    (,     Q  
 ,        