756                                                    22

    (diversified common stock fund)
       ,    
        ,  -
       .  1993 .
CDA/Mesenberger      -
       : 1)  -
, 2) ; 3)   ".      :

       -
    .      -
        
    12.   -
   ,      ,  -
      ,     
.   ,        
 (equity income funds),  CDA/ Wiesenberger   , -
           
 .

   .     
(capital gain fund}    (growth fund)     
      .    -
           (growth-
income fund)1^.    ,   -
        .

      
    . ,   ,
 ,     .  
   .      , 
  (.. ) ; ,  
 ,  ,     . 
        
    ,     
 .    ,    
 .         
 (      ,  -
   ,       (global funds) -
    ,      )14.

      ,  
     1976 .   -
       . 
       ( -
  (single state fund)),    , -
      .   -
   (   . 22.3),   -
      .

  (index fund)     , -
     . , Vanguard Index
500 Trust -       -  -
        ,
   Standard & Poor's 500.     
      (commingled index fund),  -
        (retirement trust
fund)   ,     .